Patient Financial Services

Hospital Bills

  • At the time of service, patients or their family members must make satisfactory arrangements for payment of a hospital bill. An advance deposit or co-payment may be requested, depending on your insurance coverage.
  • The Hospital accepts American Express, Visa, MasterCard and Discover.
  • The basic daily room charge includes room, nursing care, bedside meals, housekeeping, laundry, medical records, administration, and maintenance.
  • Separate charges on a statement may include additional services ordered by the doctor, such as drugs, anesthesia, operating room, delivery room, nursery care, oxygen, laboratory, respiratory therapy, electrocardiograms, x-rays, and other special tests.


Hospitalization insurance is a contract between the patient and the insurance company. While the hospital will cooperate fully to expedite a claim, the patient is ultimately responsible for their account.

Patient Financial Counseling

Patient Financial Counselors are available before, during and after a patient receives hospital services to explain payment options and sources of financial assistance for medical expenses. They can also assist patients with insurance problems and billing questions. At any time a patient has concerns about a bill, insurance coverage, Medicare, Medicaid, or payment arrangements, they can contact the following counselors to discuss the charges:

  • Patient Financial Counselor (A-K) - Dial 643-8844
  • Patient Financial Counselor (L-Z) - Dial 643-8495

Separate Fees

The hospital bill does not include the attending physician's fees, or the specialists he/she may call to assist in treating a patient. All physicians charge separately for their services. Questions concerning physician's fees should be directed to the physician who treated the patient.

Delayed Charges

It sometimes requires as much as 24 to 48 hours for a charge from a hospital department to be posted on a patient's bill. Therefore, some charges incurred during the day before a patient is discharged, may not appear on the bill. A statement of all charges may be mailed after discharge if needed.

Charity Care & Financial Assistance

J. C. Blair Memorial Hospital provides charity care (free care) and financial help for people who can't pay for the healthcare services they need. J. C. Blair treats all patients with respect and dignity regardless of their ability to pay.                        

  • Charity care means free care. Patients can receive charity care if they have a family income below 250% of the Federal Poverty Level.
  • Financial assistance means receiving care at a discounted rate. Patients who are uninsured for a medically necessary service can receive financial help if they meet all three of the following criteria:
  1. No insurance coverage for the medically necessary services
  2. Ineligible for governmental or other insurance coverage
  3. Family income in excess of 250% (but not exceeding 400%) of the Federal Poverty Level

% of Federal Poverty Level

Discount Category

Discount %

0% - 250%

Charity Care


251% - 300%

Financial Assistance


301% - 400%

Financial Assistance


*the lowest percentage is greater than the aggregated discount of Medicare plus all private insurers

We will compare your income amounts to the Federal Poverty Levels. We will also review the total resources available to you. Charity care or financial assistance may not be offered to those patients with sufficient funds available to pay for their services if using those funds would not cause undue hardship.

Write to us or call us to apply. We will also send you the complete charity care and financial assistance policy:

  • Go to for the application
  • Request a paper application by writing to us at:
    J.C. Blair Memorial Hospital
    Attention: Financial Aid Representative
    1225 Warm Springs Avenue
    Huntingdon, PA 16652

Financial counselors are available in person or by phone. They can answer questions or help you complete your application:

If your last name begins with the letters:      
A-K     Call (814) 643-8844
L-Z     Call (814) 643-8495

You must first apply and provide all documentation. We will notify you of our determination by phone or by letter within 30 days of receipt.

We can help you apply for Medical Assistance or insurance through You must apply for Medical Assistance or consider other options prior to being approved for charity care or financial assistance discounts.

Note: Except for individuals within 250% of the Federal Poverty Level, this policy does not apply to patients who are insured or underinsured. This policy does not provide free or discounted care to patients who have health insurance with deductibles or coinsurance.

Individual insurance mandates are part of the Affordable Care Act. The Medicaid program has been expanded. If you refuse or are unwilling to enroll in a subsidized insurance plan, it could impact the level of financial assistance provided through this policy.

Charity Care & Financial Assistance Policy

Charity Care & Financial Assistance Application

All physicians within the J.C. Blair Health System are covered by the Hospital's Financial Assistance Policy.