When choosing a health care insurance plan for you, your family or your employees, be sure to ask the right questions. It is easy to get caught up in the sales pitches of "low co-payments! no deductibles! no paperwork! easy access!" without really understanding if the plan will meet your health care needs. To help you make the right choice for your insurance coverage, consider the following checklist of questions:

		Is your primary physician and J.C. Blair Memorial Hospital a part of the plan?
		Is there coverage for emergency services and what qualifies an emergency visit?
		If you are away from home on business or pleasure, how will you be covered?
		What is the co-pay fee for each service?
		Can you discontinue coverage and make a change to another insurance at any time?
		If you need a specialist that is not a part of the plan, how will you be covered?
		What preventive health care services are provided?
		Does the plan cover eye glasses, dental, hearing aids? Is this worth giving up your choice of providers?
		How long will you need to wait to make an appointment?
		Are the physicians in the plan accepting new patients?
		What benefits are there for home health care or skilled nursing?

You may be receiving conflicting messages about J.C. Blair Hospital's participation in certain plans. I urge you to call us at (814) 643-8833 and your primary physicians to find out if the plan you are considering is one in which we currently participate.

We are your community hospital and, along with our medical staff, are here to meet your health care needs.